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Manch, Mere Desh Ka
Main DigiPanch!

Become a part of the fastest growing network of Independent
Business Owners and become financially independent.

Become a Retailer and Earn upto Rs.1 Lakh per month.

One Wallet – Multiple Services

Aadhaar Enabled Payment Services (AEPS)

Any Smart Online AEPS agent can convert their store into Aadhaar ATM. Customers can safely

withdraw cash, get mini statements, balance inquiries, and even payment can be done using their

Aadhar card and thumb authentication only! Smartsepay AEPS agent earns a high commission per transaction.

Convert your Store into an ATM

Smartsepay Mini ATM machine is a solution for merchants who want to receive card payments anywhere, anytime, and who want to extend additional services to their customers. Convert your store into an ATM using the Micro ATM machine and provide cash withdrawal service at your outlet.

Domestic Money Transfer (DMT)

With Smartsepay you have the opportunity to start a money transfer business and transfer cash from your outlet to any Bank Account across the country with the least charges in the industry, leading to a high-income opportunity for all our money transfer agents. On every transaction, the retailer can earn a handsome income.

UPI, QR Code, MPOS, Aadhar Pay

Smartsepay partners can offer multiple Payment options for the convenience of their customers- a unique UPI & QR Code where customers can pay by scanning, MPOS for Debit/Credit Card Swipe, Payment Link for online payment, and Aadhaar Pay where customers can pay using their Aadhaar card and many more.

Recharge, Bill Payments, PAN Card

Customer Mobile and DTH Recharge, Electricity, Gas, and 30+ such bill payments, PAN Card Creation services are offered in the Smartsepay panel to help the partner attract more customers and increase their service portfolio while earning money on each transaction.

Risk-Free Guaranteed Returns

Ensuring Risk-free guaranteed returns, Smartsepay introduces an Insurance Saving plan with 25 times coverage. Get more returns than any savings account on the amount invested. Smartsepay partners will add to their income and help customers fulfill their dreams with the savings plan.

Debit Card without Account.

Using the Smartsepay Prepaid card, Smartsepay partners can provide

debit cards to customers who do not own a bank account. Customers can

use these cards to pay for purchases like any normal debit card.

JIFFY Advantage Savings Account.

Jiffy Advantage Savings Account is a 100% Digital – Zero Balance savings account that comes with a host of features and benefits. You can open this account for your customer within a few minutes using just his Aadhaar and PAN number. With the instant activation of an account, customers can enjoy instant fund transfers, utility bill payments, quick recharge, UPI payments, and much more.

What is Amazon Easy Store?

Amazon easy store is an initiative by Amazon through which any store can be converted into an e-commerce store through which the shop owner gets access to a wide range of products available on Amazon and can order these products for his customers and make money on every transaction.

PM-KISAN Scheme.

  • https://exlink.pmkisan.gov.in/aadharekyc.aspx

About eSHRAM Portal.

The Ministry of Labour & Employment which is one of the oldest and most important Ministries of the Government of India is continuously working on improving the life and dignity of the Labour force of the country by protecting & safeguarding the interest of workers, promoting of welfare and providing social security to the Labour force both in Organized and Unorganized Sectors by enactment and implementation of various Labour Laws, which regulate the terms and conditions of service and employment of workers.

Accordingly, the Ministry of Labour & Employment has developed an eSHRAM portal for creating a National Database of Unorganized Workers (NDUW), which will be seeded with Aadhaar. It will have details of name, occupation, address, occupation type, educational qualification, skill types and family details etc. for the optimum realization of their employability and extend the benefits of the social security schemes to them. It is the first-ever national database of unorganised workers including migrant workers, construction workers, gig and platform workers, etc.

About eSHRAM Portal.

The Ministry of Labour & Employment which is one of the oldest and important Ministries of the Government of India, is continuously working on improving life and dignity of Labour force of country by protecting & safeguarding the interest of workers, promotion of welfare and providing social security to the Labour force both in Organized and Unorganized Sectors by enactment and implementation of various Labour Laws, which regulate the terms and conditions of service and employment of workers.

Accordingly, Ministry of Labour & Employment has developed eSHRAM portal for creating a National Database of Unorganized Workers (NDUW), which will be seeded with Aadhaar. It will have details of name, occupation, address, occupation type, educational qualification, skill types and family details etc. for optimum realization of their employability and extend the benefits of the social security schemes to them. It is the first-ever national database of unorganised workers including migrant workers, construction workers, gig and platform workers, etc.

Pan Card Service. 

With effect from April 08, 2012, PAN applications are required to be furnished in the new forms prescribed by ITD. Indian citizens will have to submit their ‘Application for allotment of new PAN’ in revised Form 49A only. Foreign citizens will have to submit their ‘Application for allotment of new PAN’ in newly notified Form 49AA only.

For New PAN applications, in the case of Individual and HUF applicants if the Address for Communication is selected as Office, then Proof of Office Address along with Proof of residential address is to be submitted to Protean w.e.f. applications made on and after 1st November 2009.

As per RBI guidelines, the entities making e-commerce transactions are required to provide a PIN (Personal Identification Number) while executing an online transaction. Accordingly, before making payment for online PAN/TAN applications using credit/debit cards, please ensure that the PIN is obtained from your respective Banks.

Why Smartsepay?

Smartsepay offers many advantages which makes it one of the best option for anyone who is looking to start a business

One Wallet

One wallet for all your services, no need to maintain funds in separate wallets, the same wallet acts as your settlement a/c as well

Multiple Services

Opportunity to increase your revenue multiple times as the portal is equipped with multiple services across different domains

Working Capital

Our unique business model is plug and play experience where you can start your own business at minimal or Zero working capital

Artificial Intelligence

We have leveraged artificial intelligent so that the users get to enjoy lowest failures and fastest transactions in the industry

Technology

We pride our self in using the latest technology so that you always enjoy seamless, fast & secured transactions & increase your revenue

Dedicated Team

We are proud of our support team & relationship managers who will walk hand in hand with you throughout the journey & ensure maximum income

Smartsepay Business Opportunities

Our unique platform has exciting business opportunity for everyone, be it retailer, distributor, or Whitelable partner!

>> Join Smartsepay as a Retailer

More than 1 lac retailers across India have joined Smartsepay and offer financial and digital commerce services to their customers and earn commission. The most unique feature of this platform is single wallet – multiple services with unlimited income opportunity.

  • Become Aatmanirbhar & Earn Up-To 50000 every month
  • Completely Free Zero Charge Activation of All the Services
  • Earn Real Time Commission on Every Transaction
  • One Android Application with All the Services
  • Most Advanced & Secured Platform for Transactions
  • Complete Reports & Dedicated Support Team

>> Join Smartsepay as a Distributor

This is the perfect platform for anyone who has a retail network or who is looking forward to building one. Distributors can have unlimited retailers under them and get commission on every transaction being done by the network.

  • No Limitation on Number of Retailers
  • Different Categories of Retailers with Different Deals
  • Real Time Commission on Every Transaction
  • Unique Backoffice with Detailed Reports & Multiple Functionalities
  • Marketing Material to Help in Business Growth

>> Join Smartsepay as a Super Distributor

It is a unique opportunity to start working for your own brand. We KTMULTISERVICES PVT LTD provide all the solutions to create your own brand in the market and enhance its brand visibility. Business model with unlimited earning potential.

  • Unlimited Distributors
  • Unlimited Agents
  • Your Own Brand
  • Corporate Kit
  • Marketing Material
  • Dedicated Support Team

>> Join Smartsepay as a Whitelable Partner

It is a unique opportunity to create your own brand in the market. Smartsepay provides numerous REST APIs of different services to enable various business transactions; or plug & play Whitelable model wherein you can start the entire business under your brand name in minimal time.

  • Unlimited Distributors & Retailers under the network
  • Comprehensive Backoffice to Manage Business Operations
  • Real Time Commission on Every Transaction
  • Set Different Deals for Different Categories of Partners
  • Corporate Kit to Enhance Your Brand Visibility in Market

The growth journey – Smartsepay

Over the years Smartsepay has spread its presence across the country and process 1 lac+ transactions daily.

150+

Districts Covered

20k+

Retail Touch Points

1Cr+

Daily Transaction Volume

1Lacs+

Monthly Unique Customers

Our Partners

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Smartomsepay

Become a part of the fastest growing network of Independent Business Owners and become financially independent.